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SUS

0.56%
VERY GOOD

S&U Sees Profit Ahead of Last Year as Aspen and Advantage Improve

Why we think this is very good

The RNS indicates that S&U's performance is trending ahead of the previous year, with both Aspen and Advantage showing improvements. Aspen is reporting record profits and increased receivables, while Advantage is seeing customer receivables above budget and profit on track to move ahead by half year. The Group also has a strong financial position with lower borrowings and considerable headroom in its bank facilities. This positive trading update suggests the company is well-positioned for growth.

Key Points

  • Aspen reports record profit for Q1 and 7% increase in receivables
  • Advantage sees customer receivables above budget and profit on track to move ahead by half year
  • Group profitability trending ahead of 2024 at half year and accelerating from there
  • Current borrowings at £180.4m compared to bank facilities of £280m, providing considerable headroom

Summary

The specialist motor and property finance lender reports improved performance at its Aspen and Advantage divisions, with profitability trending ahead of last year.

S&U PLC has issued a trading update ahead of its AGM, reporting that its profitability is trending to be ahead of 2024 at half year and accelerating from there. This is driven by improving sales numbers, stronger collections at Advantage and the tapering of additional professional and regulatory costs. Aspen, the property lender, continues to power ahead with record profit for the first quarter and receivables up 7% on last year, while Advantage is seeing customer receivables above budget and profit on track to move ahead by half year. The Group also has a strong financial position with current borrowings at £180.4m compared to bank facilities of £280m, providing considerable headroom for its recovery plans.

Key Dates

18 June 2025
S&U PLC AGM
Mid-June 2025
Supreme Court judgment expected on motor finance sector
GENERAL UPDATE